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From young savers to college students to senior citizens, Standard Credit Union offers a wide variety of accounts to meet the diversified personal needs of our community.
Personal Checking
Opening Eligibility: To open this account, you must be 18 years of age and deposit at least $100.00.
Charges
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Monthly Maintenance Fee
No Monthly Maintenance Fee will be assessed if any ONE of the following is true for this account per Monthly Statement period:
- 10 or more completed Debit Mastercard Transactions at Point of Sale (POS)
- 1 or more Automatic Loan Payments
- 1 or more Direct Debit transactions
- 1 or more Direct Deposit transactions
- 1 or more Mobile Deposits made
- $50 in Recurring Auto Transfer to savings account
- $10,000 or more in average *Relationship Deposit
- If you are 21 years of age or less / or 55 years of age or older
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$5.00 |
| Standard Credit Union's environment friendly Online eStatements |
$0.00 |
| Paper Statements |
$3.95 |
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Foreign ATM Fees
Foreign ATM refers to all non-Standard Credit Union and non-MoneyPass ATMs.
Up to $10.00 in Foreign ATM/Surcharge fees refunded if you complete at least 10 POS transactions.
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$2.50 |
*Relationship Deposits - The Primary account holder of this account must also be a Signer & Owner on related personal accounts. Relationship accounts do not include Certificate of Deposits.
If you close your account within three (3) months from the opening date, an Early Closing fee of $10.00 will be assessed.
Please refer to our Customer Accommodation Service Fee Schedule for a listing of other fees that may apply to your account.
Checks/Withdrawals are subject to our Check Clearing Policy. No checks of any kind are cashed for Non-customers.
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Personal Interest Checking
Opening Eligibility: To open this account, you must be 18 years of age and deposit at least $100.00
Charges
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Monthly Maintenance Fee
No Monthly Maintenance Fee will be assessed if any TWO of the following is true for this account per Monthly Statement period:
- 10 or more completed Debit Mastercard Transactions at Point of Sale (POS)
- 1 or more Automatic Loan Payments
- 1 or more Direct Debit transactions
- 1 or more Direct Deposit transactions
- 1 or more Mobile Deposits made
- $50 in Recurring Auto Transfer to savings account
- $10,000 or more in average *Relationship Deposits
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$10.00 |
| Standard Credit Union's environment friendly Online eStatements |
$0.00 |
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Paper Statements
Paper Statements fee may be waived if your average *Relationship balance in Personal Money Market/Personal Savings accounts are $5,000.00 or more.
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$3.95 |
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Foreign ATM Fees
Foreign ATM refers to all non-Standard Credit Union and non-MoneyPass ATMs.
Up to $15.00 in Foreign ATM/Surcharge fees refunded if eligible for bonus interest.
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$2.50 |
*Relationship Deposits - The Primary account holder of this account must also be a Signer & Owner on related personal accounts. Relationship accounts do not include Certificate of Deposits.
See disclosure for details
If you close your account within three (3) months from the opening date, an Early Closing fee of $10.00 will be assessed.
Please refer to our Customer Accommodation Service Fee Schedule for a listing of other fees that may apply to your account.
Checks/Withdrawals are subject to our Check Clearing Policy. No checks of any kind are cashed for Non-customers.
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Relationship Interest Checking
Opening Eligibility: To open this account, you must be 18 years of age and deposit at least $100.00
Charges
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Monthly Maintenance Fee
No Monthly Maintenance Fee will be assessed if any ONE of the following is true for this account:
- If your average Account Balance is $25,000.00 or more
- If your average *Relationship Balance in Personal Money Market/Personal Saving account is $50,000.00 or more
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$15.00 |
| Standard Credit Union's environment friendly Online eStatements |
$0.00 |
| Paper Statements |
$0.00 |
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Foreign ATM Fees
Foreign ATM refers to all non-Standard Credit Union and non-MoneyPass ATMs.
Up to $20.00 in Foreign ATM/Surcharge fees refunded if eligible for bonus interest.
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$2.50 |
*For accounts to be considered Relationship accounts the Primary account holder of this account must also be a Signer & Owner of the accounts. Relationship accounts do not include Certificate of Deposits.
If you close your account within three (3) months from the opening date, an Early Closing fee of $10.00 will be assessed.
Please refer to our Customer Accommodation Service Fee Schedule for a listing of other fees that may apply to your account.
Checks/Withdrawals are subject to our Check Clearing Policy. No checks of any kind are cashed for Non-customers.
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Senior Interest Checking
Opening Eligibility: To open this account, you must be 55 years of age and deposit at least $100.00
Charges
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Monthly Maintenance Fee
No Monthly Maintenance Fee will be assessed if you have ONE or more Direct deposits set up.
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$10.00 |
| Standard Credit Union's environment friendly Online eStatements |
$0.00 |
| Paper statements |
$0.00 |
| Foreign ATM Fees |
$0.00 |
If you close your account within three (3) months from the opening date, an Early Closing fee of $10.00 will be assessed.
Please refer to our Customer Accommodation Service Fee Schedule for a listing of other fees that may apply to your account.
Checks/Withdrawals are subject to our Check Clearing Policy. No checks of any kind are cashed for Non-customers.
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Personal Money Market
Earn a competitive interest rate with no monthly maintenance fee for Daily Minimum Ledger Balance of $2,500.00 or more. The earned interest is also tiered so the more you save the more you earn!
Opening Eligibility: To open this account, you must be 18 years of age and deposit at least $2,500.00
Charges
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Monthly Maintenance Fee
If Minimum Daily Balance is less than $2,500.00
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$15.00 |
| Checks/Items Deposited Over 40 (each) |
$0.25 |
| Third Party Withdrawal Over 6 (each) |
$15.00 |
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Under transaction limit fee (each)
Each Third Party Withdrawal must be for $500.00 or more
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$15.00 |
If you close your account within three (3) months from the opening date, an Early Closing fee of $10.00 will be assessed.
Please refer to our Customer Accommodation Service Fee Schedule for a listing of other fees that may apply to your account.
Checks/Withdrawals are subject to our Check Clearing Policy. No checks of any kind are cashed for Non-customers.
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